Savings bond is issued by the Government of a Specific country. Here we can see the savings bonds of Two country:

1. Savings Bond issued by the Government of India &
2. Savings Bond issued by the Treasury Department of U.S.

Now our subject is the rules and regulations of Saving Bonds Maturity.

1. A.    Here are some Important Information about the Indian Savings Bonds maturity :
2. No need to be tensed. As, Savings Bonds are issued by the Government, therefore, payment is guarantee on maturity.
3. Only 8% taxable Savings Bonds are available through ICICIdirect through online. And the maturity period is only 6 years.
4. You cannot recover the money before the Maturity Period.
5. After maturing the bond, you need to discharge the issued certificate and submit it to the nearest branch of ICICI bank.
6. After savings bonds maturing, no interest will be given.
7. These Savings Bonds are nontransferable nature but there is some expectance.  As defined by the Section 6 of Companies Act, 1956, to a relative, it can be transferred.
8. Now some Important Information about the maturity of U.S. Saving Bonds :
9. It is also safety. As U.S. Saving Bonds are issued by the U.S. Treasury.
10. At first you have to check what type of Savings Bonds you contained. As, there are two types of bonds: I Bonds & Series EE Bonds.
11. You have to be aware of the Maturing Period of the Bond. Though, both of  I &EE earn interest for 30 years.
12. For Series EE Bonds, they are sold at the discount of half of their Face value. But after the maturity of Savings Bonds, the owner is paid his Original investment with all interests.
13. But for the Series I Bonds, they are sold at face value and increase with inflation indexed earnings. The formula is rather complicated. With the Fixed interest rate, two times of the half year inflation rate plus the fixed rate times of the half year inflation rate is given.
14. Actually the I Bond matures after 20 years and will continue for another 10 years until the owner specifically distributes it. And in this years, if the owner wants to buy it again, before the five years up, he have to pay a penalty of most recent 3 month's interest. But the owner must hold the bond for at least 1 year to buy it again. This is also true for EE Bonds.
15. Also you should use the Official Website of the U.S. Treasury Department, before the maturity of savings bonds of U.S.
16. You can download software for calculate the value of all Savings Bonds maturity.
17. The ownership lf both Bonds are possible but there are restrictions also. A co-owner can be added, ownership can be changed due to divorce, a beneficiary can also be removed.